About Midland Trust

Welcome to Midland Trust

Midland Trust is excited to help you with your self directed IRA or 1031 exchange needs. We have been in business for over 25 years and pride ourselves on superior customer service. While working with Midland, please feel free to reach out and ask any questions that you may have at any time. The entire staff at Midland wants you to have a smooth and profitable transaction. We are here to serve clients nationwide.

About Midland Trust


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Midland Trust Co Crest Logo

Midland Trust Company is a South Dakota publicly chartered trust company.

Midland Trust logo

Midland IRA, Inc. is a nationwide IRA and private fund custody servicing company.

Midland 1031 logo

Midland 1031 is a nationwide Qualified Intermediary service provider.

Midland 1031 logo

A document preparation and service company for small businesses, nationwide.

Midland's History of Service

Midland began as a two-person accounting firm on Sanibel Island. We have grown to a specialized service trust company. We have offices and clients nationwide.

Midland provides clients with many opportunities to defer or eliminate taxes. We offer these tax-saving strategies through self directed IRAs and 1031 exchanges. Midland’s services give clients complete control over their retirement investment decisions. This control is achieved by allowing self-direction in alternative assets. Our 1031 services focus on tax-free exchanges for real estate investors.

Benefits of Working With Midland

  1. Flat Fees. Midland allows you to select a flat fee that is not tied to your investment performance.
  2. Flexibility. Use the same account at Midland to invest in many types of alternative assets.
  3. Alternate Source of Funds. Use your retirement account as an extra source of funds for your investments.
  4. Source of Capital. With over 9 trillion dollars in IRA accounts in the US, you can unlock a new way to raise capital. Midland is a strategic partner that makes this process easy for investment sponsors and their clients.
  5. Dedicated Representative. We offer a dedicated client service representative for every client and professional partner.
  6. Cutting-Edge Technology. Our Midland360 client portal gives 24/7 account access. Our Payment Portal & Midland Pay app make collecting rent or note payments easy. Investment sponsors can set up custom URLs to raise capital through OnePath.

Trust Midland

Midland Trust Ranked Second-Best IRA Custodian in the Nation

2020 America's Best IRA Custodians cover

Every year, Wealth Advisor publishes America’s Best IRA Custodians. This year, Wealth Advisor ranked Midland Trust second in the nation. This was Midland’s first year in the survey, and we are the only employee-owned company included. Wealth Advisor ranks participating IRA custodians based on survey results from their subscribers. The publication provides IRA investors with information about why the IRS requires a custodian. It also highlights what investors and advisors seek in a custodian. Review the entire publication.

BBB Accredited Business | A+

Midland Trust has been accredited with the Better Business Bureau since 2012 and has an A+ rating.

The Midland Trust Mission

Responsive

Midland is responsive to each other, our clients, and our industry. We continuously evolve so that we are not the same company from year to year. Our processes change to meet the changing needs of our industry. We treat our clients and coworkers with respect and expediency and expect the same in return.

Honest

Midland treats every employee, individual client, prospect, and vendor with integrity and honesty. We strive for transparency within the organization to encourage collaboration. We do not sacrifice integrity for a number or type of account. Midland assumes the best in others and stresses the positive in all situations.

Engaged

Midland offers ideas to fix problems, learns from mistakes, and looks for ways to improve. We expect a lot of out of employees and seek those who are not afraid of hard work. We follow through on our commitments and show gratitude for our clients and each other. Midland offers help whenever possible.

Midland Trust’s Goals

  1. Develop and Appreciate Our Employees
  2. Target and Win Business
  3. Provide Professional, Personal Service
  4. Operate with Unrelenting Efficiency
  5. Trust and Respect One Another Without Reservation. We Are One Midland.

What Others Have to Say About Midland

Patrick

“As I have had experiences with several IRA custodians in the past 20 years, I speak with experience when I say Midland IRA has risen to the top of my list! The professionalism, courtesy, and promptness in response to my needs and questions have far exceeded my expectations. They have presented themselves to me as a team and I appreciate the ability to get my questions answered even if my “assigned” rep is unavailable. Thank you to all at Midland Trust, especially to Ryan and Emily, but also to those of you who work “behind the scenes” to assist in getting your clients to the right department to get their needs promptly addressed.”

Robert

“I am a new client with Midland Trust. I have had excellent service and all my needs, concerns, and questions are answered quickly and professionally. I would highly recommend them to anyone needing their services.”

John

“Midland is great – they allow me to make non-standard investments in my IRAs for a fair and reasonable fee. Usually, these types of asset purchases in an IRA are not permitted by many custodians, or if they are, you need a ridiculously high account value, and the fees are still excessive. I’ve found Midland employees to be responsive, and get things done in a short timeframe when it matters the most. I recommend them to anyone looking to make outside-the-box investments in an IRA.”

Mina

“Their knowledge of self-directed IRA is absolutely amazing. I have two IRA accounts with them and I know I’m in good hands. I have no interest in going back to traditional IRA investment/custodians.”

Walter

“Over the past nearly two years I have had a number of IRA-related investments in private companies handled almost flawlessly by the Midland Team. They are responsive, knowledgeable, and courteous. I can recommend them without reservation!”

Randy

“All transactions with Midland have been flawless, even some of the more complicated real estate transactions. They’ve been a pleasure to work with, and glad I made the switch to Midland years ago.”

Steve

“I have been dealing with Midland for many years and have always been completely satisfied with their service. I highly recommend Midland for their services.”

John

“The team that processes my bills, distributions, etc. are very responsive and professional. I can put in a request at 8 am and by 10 am or sooner, the request is processed and in play. Great service!!”

Renee

“I have been impressed with the service and people. This is a great tool for making my retirement money work for me. I am currently looking at buying a house on an online auction and Midland representative was able to discuss the process with me and I feel comfortable about what needs to be done. I don’t have any suggestions for improvement.”

Michael

“The process was handled efficiently and with high responsiveness. Communication was excellent. Rare to have this sort of customer experience.”

Linda

“My phone experience was great. Midland representative was knowledgeable and confident in her answers”

Midland Administrative Fees

Exceptional Service. Low, Flat Fees.

When you work with Midland, you can rest assured that you are receiving exceptional value. Our commitment is to provide the absolute best service at the best possible price. Our fees are flat and up-front, so you never have to worry about any “hidden” fees. You can choose from a fee or value-based fee schedule, depending on what works best for you. Most clients pay between $225-$325 per year for our services based on account activity. Our fees are simple and easy to understand.

Do you have any questions about fees or are uncertain how we stack up against other IRA companies? Call us! One of our dedicated associates will work with you to determine a fee schedule most beneficial for your account scenario. We’d love the opportunity to earn your business.

Midland Trust Company Regulations

Midland Trust Company operates in a regulated environment. The company recognizes all current regulations and has developed good relationships with the governmental agencies and departments involved in oversight of the industry and charged with ensuring those under their jurisdiction follow appropriate laws and regulations.