Midland Trust Blog

Trading Futures and Forex in a Retirement Account

Most investors are looking to maintain their current standard of living once they reach the golden years of retirement but with Social Security uncertain, saving on their own has jumped higher on the list for most US workers. Trading futures and forex can provide diversification for your retirement account. As of mid-2017, 35% of US […]

The Reverse 1031 Exchange and How Real Estate Investors Use Them

In today’s market investors want the ability to seize profitable real estate assets before the competition beats them to it. If you invest using 1031 exchanges, you know you must sell your current investment property before purchasing replacement property. But, what if you find a new investment property before you sell the old? You don’t [...]

Valerie’s House is the Charity of Choice for Midland’s Charitable Donations

Midland IRA Employees Believe in Community Service Midland Trust serves as the Custodian for Midland 1031, Midland IRA and Midland Private Fund Custody products. We are a specialized company with goals of serving our clients, our team and our communities with offices in Fort Myers, Florida; Chicago, Illinois; and Sioux Falls, South Dakota.  “Thank you […]

2019 Charitable Events – Midland Serves

Midland donates time and money to charitable causes in each of the three major markets we serve: Sioux Falls, South Dakota; Fort Myers, Florida; and Chicago, Illinois. Individual staff members suggest charities to volunteer or donate to based on community groups with which they are familiar. Those suggestions are reviewed by Midland’s Charitable Committee to […]

10 Resolutions for Financial Success in 2020

Happy New Year!  We are all starting fresh with the hope of perfect clarity and “vision” in the new year and decade. As a result, we thought we would put forth our compilation of 10 Financial Resolutions for Success as we ring in 2020.  Whether you are 20 or 80, you can benefit from the following […]

How the SECURE Act Tax Law Affects Retirement Plans

The Senate passed the SECURE Act last week, and the President promptly signed it into law. This is the first significant retirement tax law change in many years and will affect most IRA holders. These rules apply to all types of retirement plans, both traditional and self-directed. At Midland, our focus is on self-directed IRA […]

2020 IRA Contribution Limits

Self-directed IRAs are a great way to save for retirement while deferring taxes on alternative investments like real estate, futures and forex, precious metals and notes. All gains inside of individual retirement accounts grow tax-free and there is no limit on how much profit you can earn. How Often do Retiremement Limits Change? The IRS […]

My Reverse 1031 Exchange is Complete, Now What?

You found the perfect replacement investment property, purchased it and then successfully sold your relinquished property by setting up a Reverse 1031 Exchange.  You have deferred your capital gains and depreciation recapture for 2019.  However, your replacement property is owned by a new LLC set up specifically for the reverse 1031 exchange – how can […]

Section 199A Final Regs – Good News for 1031 Exchanges

The proposed regs under Section 199A left many taxpayers and advisors scratching their heads as to the impact it would have on those taxpayers looking to complete a tax-deferred exchange under Section 1031.  One interpretation of the proposed regs could have meant that taxpayers would have to choose between the benefit of the 1031 exchange [...]

Roth IRAs and What You Need to Know

You may be asking what a Roth IRA is, and what the basic requirements are to have one. Eligibility for a Roth depends on two factors: you must have earned income, and your modified adjusted gross income (AGI) cannot exceed the limits set forth for Roth IRAs. A Roth can be self-directed, allowing account owners [...]