Experience Investment Freedom

Ready To Get Started?

With Midland’s online application, getting started is easy! Our application takes around 10 – 15 minutes to complete. If at any point you have questions, please feel free to reach out to our team of professionals. We’re here to help!

What Is a Self-Directed IRA?

Self-directed IRAs are the most dynamic type of retirement vehicle, allowing IRA owners unlimited possibilities and opportunities. All kinds of retirement accounts qualify for self-direction. Investors can select from a broad range of assets permitted within a self-directed account. Savvy investors know the power of a Midland self-directed IRA.

Why should you self-direct an IRA? All income and gains in an IRA account are tax-deferred until distributions are made. With a Roth IRA, all income and gains are tax-free.

Advantages of Investing With IRA Funds

There are three primary reasons why people invest using self-directed IRAs:

1. Alternate source of funding

You may not realize that IRA funds can invest in real estate, private loans, private companies, and more. You potentially earn higher returns than you would by investing in traditional investments such as stocks, bonds, and mutual funds.

2. Looking for higher returns

Investing through a brokerage firm or bank offers limited investment choices. Investors who are unsatisfied with the returns these investments provide often look for alternatives. Using a self-directed IRA allows investors to select assets they know and understand, leading to higher returns.

3. Tax-free or tax-deferred growth (time value of money)

When you invest using a self-directed IRA, you defer capital gains taxes when selling your investments. Reinvest these tax savings in assets that produce higher returns. Create higher account values in shorter time frames. Generate more wealth in your retirement account; self-direct your IRA today.

Download Our Self-Directed IRA Guide

Learn the ins and outs of investing in alternative assets with a self-directed IRA.

Self-Directed IRA Guide cover

What Others Have to Say About Midland

Patrick

“As I have had experiences with several IRA custodians in the past 20 years, I speak with experience when I say Midland IRA has risen to the top of my list! The professionalism, courtesy, and promptness in response to my needs and questions have far exceeded my expectations. They have presented themselves to me as a team and I appreciate the ability to get my questions answered even if my “assigned” rep is unavailable. Thank you to all at Midland Trust, especially to Ryan and Emily, but also to those of you who work “behind the scenes” to assist in getting your clients to the right department to get their needs promptly addressed.”

Robert

“I am a new client with Midland Trust. I have had excellent service and all my needs, concerns, and questions are answered quickly and professionally. I would highly recommend them to anyone needing their services.”

John

“Midland is great – they allow me to make non-standard investments in my IRAs for a fair and reasonable fee. Usually, these types of asset purchases in an IRA are not permitted by many custodians, or if they are, you need a ridiculously high account value, and the fees are still excessive. I’ve found Midland employees to be responsive, and get things done in a short timeframe when it matters the most. I recommend them to anyone looking to make outside-the-box investments in an IRA.”

Mina

“Their knowledge of self-directed IRA is absolutely amazing. I have two IRA accounts with them and I know I’m in good hands. I have no interest in going back to traditional IRA investment/custodians.”

Walter

“Over the past nearly two years I have had a number of IRA-related investments in private companies handled almost flawlessly by the Midland Team. They are responsive, knowledgeable, and courteous. I can recommend them without reservation!”

Randy

“All transactions with Midland have been flawless, even some of the more complicated real estate transactions. They’ve been a pleasure to work with, and glad I made the switch to Midland years ago.”

Steve

“I have been dealing with Midland for many years and have always been completely satisfied with their service. I highly recommend Midland for their services.”

John

“The team that processes my bills, distributions, etc. are very responsive and professional. I can put in a request at 8 am and by 10 am or sooner, the request is processed and in play. Great service!!”

Renee

“I have been impressed with the service and people. This is a great tool for making my retirement money work for me. I am currently looking at buying a house on an online auction and Midland representative was able to discuss the process with me and I feel comfortable about what needs to be done. I don’t have any suggestions for improvement.”

Michael

“The process was handled efficiently and with high responsiveness. Communication was excellent. Rare to have this sort of customer experience.”

Linda

“My phone experience was great. Midland representative was knowledgeable and confident in her answers”