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Open a Self-Directed IRA

The quickest way to open an account is by using our online application. Not sure how to use the online application? The video below will guide you through the process.

Items to Gather Before Beginning Your Application

  • A valid ID such as a driver’s license or passport (if using a passport, please email, fax, or text us a photo of the passport)
  • Account statement from your current retirement plan (if moving funds from an IRA, or an employer plan such as a 401(k), pension, etc.)
  • Beneficiary information including: social security number and address
  • After electronically signing the online application, please print and sign the documents (including signature card and transfer form). Once signed, send back to Midland via fax, email or secure upload

How to Open a Midland Self-Directed IRA Account Online


Interested in establishing a 401(k)?

Click here to select the 401(k) plan you’d like to open.

Interested in establishing a Custodial Account?

Click here to download the custodial account application.

Interested in establishing an Education Savings Account (ESA)?

Click here to download the ESA application.

Account Disclosures – For Your Records Only

Client Referral Program

New Midland IRA clients are always excited at the prospect of truly self-directing their retirement plan. At the same time, they are often frustrated that they hadn’t been informed of the opportunity YEARS ago. Take this opportunity to share the secret of a TRULY self-directed IRA with your friends, family and colleagues. They will be happy you did! As a reward, when they open an account you will get a $50 credit applied towards your future Midland fees and the new client will receive a $25 credit towards their account setup fee! Certain restrictions apply.

Contact our new accounts team for more information!

Identity Verification Law

Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. We require that you provide your name, date of birth, taxpayer ID, address and ID information. During the account opening process, we may ask for additional documentation such as a copy of your driver’s license or other identifying documents.

To open an account using a paper application, please click here.

Submit by mail, fax, or secure upload