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Learn About Self-Directed Retirement Accounts, Alternative Assets, & More!
Are you looking to learn about self-directed retirement accounts or alternative assets? Dive into the Midland blog! Midland regularly posts articles on various topics within the financial, self-directed IRA, and alternative asset industries. Check out all of our articles below.
Can’t find what you’re looking for? Contact Midland Trust to suggest a new article topic for our blog & to have your questions answered by one of our experts.
For information regarding 1031 exchanges, view the Midland 1031 blog, contact Midland 1031 or visit www.midland1031.com.
2021 IRA Contributions – Start Planning Now
11/19/2020Good news about 2021 IRA contribution limits? Not exactly… I wish I could jump up and down and tell you that...
Required Minimum Distributions (RMD) in an IRA: The Basics
11/12/2020If you have a Traditional IRA and you are 72, you have a required minimum distribution or RMD. For every pre-tax...
Single-Member LLC – Checkbook Control in Your Self-Directed IRA
11/05/2020Self-directed retirement plans offer flexibility to investors. There are several strategies that investors can...
Real Estate and UDFI Tax
10/29/2020Unrelated Debt-Financed Income (UDFI) Tax: What Real Estate Investors Need to Know WHAT IS UNRELATED DEBT-FINANCED...
Dealing With Student Loans
10/22/2020We hear it over and over that student loans are at all-time highs. Student loans prohibit Millennials from getting...
Credit Card Debt Management Tips
10/01/2020Many of us did not learn how to budget in college or from our parents. This vital life lesson is a rude awakening,...
SEC Announces New Accredited Investor Status
09/24/2020In August 2020, the Securities and Exchange Commission (SEC) adjusted their definition of an “accredited investor”...
Tips to Avoid A Millennial Saving Crisis
09/17/2020Student loan debt is at an all-time high of around 1.4 trillion dollars. The cost of going to college has...
Budgeting With the Goal to Save and Invest for Millennials
09/10/2020Budgeting can be an essential tool for financial success. Many personal finance experts suggest creating a budget...
Lend Money From Your Retirement Account
09/03/2020How to Lend Money from Your IRA Yes, you can lend money from your retirement account. It’s called hard money...
Florida Self-Directed IRAs
08/31/2020Investors in Florida have utilized self-directed IRAs as a tax strategy when buying and selling investments for...
Changes to Inherited IRAs in 2020
06/18/2020When the time comes for a beneficiary to take over the assets of their loved one’s IRA, one of the options is...
Sanibel Real Estate Investment Strategies
08/28/2020Sanibel and Captiva Islands (SanCap) are known for their beautiful beaches. They also have some of the...
Budgeting Made Simple for Millennials
08/27/2020Adulting is a term Millennials like to use when life hits you hard, wishing you could relive the days of being a...
Health Savings Account: a Triple Tax Advantage
08/20/2020Health Savings Accounts A Health Savings account (HSA) is a tax-exempt account that will allow you to pay for a...
Bitcoin Investing Options, Including IRAs
08/13/2020What Is Bitcoin? By now, everyone should have heard of Bitcoin at some point in the last few years. If you can...
Tips to Handle Your Inheritance
08/06/2020Baby Boomers are currently the wealthiest generation in history. But going forward, the Gen-Xers and Millennials...
Utilizing Non-Recourse Loans in Your Self-Directed Retirement Plan
07/30/2020Self-Directed retirement plans grant investors access to a vast number of investment opportunities. Something that...
Foreign Investing in an IRA
07/23/2020Diversification is the key to investment success. If your current portfolio holds a variety of publicly traded...
Helping Your Child Build Wealth
07/09/2020Budgeting, managing debt, saving for big purchases (such as a house or car), and saving for retirement are part of...
3 Last-Minute Ways to Reduce Taxes
06/11/2020With the tax deadline extended to Wednesday, July 15th, you still have time to reduce your tax bill. Here are three...
Investing in Space
06/05/2020Could space be the next stock boom? Investing in space carries substantial risks and rewards as the industry is...
How to Invest in Gold and Silver in an IRA
05/29/2020Most financial professionals across the globe agree that asset diversification can be a key to success. A...
INVESTING IN REAL ESTATE WITH YOUR CHILDREN
05/21/2020I learned about investing when my father introduced me to his brokerage account at a young age. It was through him...
We Are Midland – Our Values, Goals, and Mission
05/14/2020WHO WE ARE At Midland Trust, we want to tell you who we are and that you, our clients, are important to us. OUR...
TRADING COMMODITIES IN RETIREMENT ACCOUNTS
05/08/2020With the uncertainty and ever-changing nature of the stock market, commodities trading has become much more...
IRA Investment Scams and Fraud Prevention
05/06/2020With the Pandemic of 2020, there have and will be significant changes in our lives. These changes create...
Top 7 RMD Changes With the CARES Act
05/04/2020With turning 72 (or 70 1/2 prior to December 31, 2019), you’re normally required to make annual distributions...
Ideas for Finding Real Estate Investments for Your IRA
04/30/2020So you want to purchase real estate in your IRA account? Most people do not even know that you can do this. Yes,...
Loan Money Like a Bank
04/23/2020Wouldn’t it be nice to be a bank and lend money out for a 30-year mortgage at a fixed rate of return secured by the...
A Big Unknown Secret From Uncle Sam
04/16/2020With the removal of stretch IRAs from the SECURE ACT passed this year, Inherited IRAs by non-spouses now need to be...
Tips for Utilizing E-Signatures
04/02/2020The world is going electronic. From IRA applications to real estate contracts – almost all of what was...
Creating a Strategic Partnership With Midland
03/19/2020Raising capital can be a daunting task that involves many phone calls, networking, and paperwork. Not to mention a...
Financial Professionals: How to Choose an IRA Custodian
02/13/2020We know that when choosing a self-directed custodian, you are faced with many choices. We often get asked, why...
Alternative Investment Custody Solutions With Non-Retirement Money
02/10/2020Since 2002, Midland Trust Company has been a leader in alternative investments within IRA accounts. Our goal has...
Options for Taking An RMD When Your Account is Illiquid
02/06/20202020 brings changes to the Required Minimum Distribution rules, such as anyone under 70.5 may now wait until they...
Are You Getting the Most of Your Midland Client Portal?
01/30/2020As a self-directed IRA custodian, Midland is all about putting the tools for financial freedom in your hands. Your...
2020 Charitable Focus: Midland Serves Retirees
01/22/2020At Midland, we know how important it is to be an active part of the communities we serve. Being part of a company...
Trading Futures and Forex in a Retirement Account
01/16/2020Most investors are looking to maintain their current standard of living once they reach the golden years of...
2020 IRA Contribution Limits
10/29/2019Self-directed IRAs are a great way to save for retirement while deferring taxes on alternative investments like...
Roth IRAs and What You Need to Know
02/22/2019You may be asking what a Roth IRA is, and what the basic requirements are to have one. Eligibility for a Roth...
Raising Capital Using Self-Directed IRA Funds
02/07/2019If your firm is raising capital, you can employ strategies to include accepting investments from self-directed...
Tips to Improve Your Password
01/28/2019Your password is one of the most important layers of your personal information security. It is typically the only...
What are the 2019 Retirement Plan Contribution Limits?
01/16/2019Each year, we have to watch for changes to retirement plan from the IRS, specifically the retirement plan...
Comparing 529 Plans to Education Savings Accounts
04/13/2018One of the most important gifts you can give any child is the financial ability to achieve a higher education. Many...
What are Qualified Expenses for Health Savings Accounts?
03/27/2018Health savings plans (HSAs) are excellent accounts for those who want to take advantage of tax-exemptions for...
Fair Market Valuations
02/22/2018Every year, the IRS requires a report of the value of your IRA assets. This is not a requirement only for...
Top 3 Reasons to Use a Self-Directed IRA LLC to Invest
01/25/2018Single-Member LLCs used to invest in an IRA are also known as checkbook or checkbook control IRAs. Often called a...
Building Wealth with Private Lending Investments in Your IRA
10/26/2017A self-directed IRA opens the door to a variety of alternative investment possibilities to build retirement wealth....
Raising Capital for Start-Up Ventures Using Self-Directed IRAs
09/21/2017Are you on the search for funds for your ventures, but having no luck? Then search no more! Anyone with an IRA can...
Earn Tax-Free Income on Rental Property in Your IRA
05/22/2017The savvy individual knows a thing or two about how IRAs provide tax-advantaged savings for retirement. You may...
What Is a Real Estate IRA?
05/17/2017Have you ever heard about real estate investing with IRAs? Did you know you can use retirement funds to invest...
Top 10 Real Estate IRA Questions Answered
05/15/2017Midland is usually asked the same questions about how people can use retirement funds for real estate IRA investing...
What Is a Self-Directed IRA?
05/12/2017Most people understand traditional and Roth IRAs, 401(k)s, and even SEP and SIMPLE plans for small business owners....
Parking Your Future Retirement Home in Your IRA
12/06/2016What happens when you find your perfect retirement home, but you are not quite ready to retire? Many real estate...
The Difference Between IRA Transfers and Rollovers
10/27/2016If you have an existing retirement plan and want to move those funds into a self-directed account, rest assured you...
Investing in Futures and Forex with Your IRA
10/20/2016Creating and funding a futures or foreign exchange trading (forex) account in your self-directed IRA is a...
Investing in Private Mortgages and Notes with Your IRA
10/18/2016Lending funds is one way smart investors earn income. While everyone knows you can personally loan someone money...
14 Tips for Vacation Rental Property Investments in Your IRA
10/06/2016Rental property is a common asset investors use to make income. Vacation rental property investments have the...
Naming a Trust vs. Your Spouse as Beneficiary of Your IRA
09/26/2016Deciding whether to name a trust as a primary beneficiary for your IRA over your spouse is not an uncommon concern...
IRA Transfer Process
05/24/2016A “transfer” is a movement of funds between two IRA’s. These type of transactions do not have to be reported to the...
Top 10 Facts About Self-Directed IRAs
05/17/2016Self-directed IRAs and other plans are popular tools savvy investors use to create diversity by investing in...
Self-Directed IRA Administration Fees – What Am I Paying For?
04/26/2016There have been several occasions over the years where a client of Midland Trust asks us questions about our...
Partnering to Purchase Investment Real Estate with Your Self-Directed IRA
02/26/2016With the fluctuations in the public markets, a lot of investors are looking for alternatives to place their money...
Investing in Oil and Gas using a Self-Directed IRA
02/10/2016Self-directed IRAs have become a popular investment vehicle for investors looking to purchase alternative assets...
Financial Advisors Gain Access to Private Equity Using Alternative Investment Platforms
08/03/2015Alternative investment platforms are giving financial advisors access to private-equity investments that typically...
Benefits of a Roth IRA Over a 529 Plan for Educational Savings
07/02/2015Rising tuition rates may make it harder to attend the university of your choice. There are savings accounts...
Taking on Debt in a Self-Directed IRA
06/19/2015Most people do not realize that an IRA can actually borrow money and take on debt. IRS regulations require that the...
Benefits of an Individual K Plan with Midland Trust
01/23/2015If you are self-employed or a small business owner then you may want to consider a Midland Trust Individual K Plan....
Options for Funding Real Estate Investments in Your Self-Directed IRA
12/04/2014Real estate is one of the most popular alternative assets permissible in a self-directed IRA. When you fund real...
Does My IRA Need to Form a Company (i.e. LLC) to Purchase Assets?
11/21/2014The one investment type that has remained constant among our clients over the years is LLC investments. An LLC is a...
Who is Considered a Disqualified Person and Who Can Your Self-Directed IRA Partner With?
11/19/2014Sometimes understanding who your IRA can and can’t do business with is confusing. Who is considered a disqualified...
REIT Friendly Retirement Accounts – The Freedom to Invest in What You Know Best
08/27/2014While REITs have many benefits for investors, what is not known is that they can be a nice addition to your IRA...
Forex Trading in Your Self-Directed IRA
06/24/2014Forex is a common abbreviation for “foreign exchange”. According to a report issued every three years by the Bank...
How do I correct Excess IRA contributions?
04/09/2014An excess contribution occurs when you put more money into your individual retirement account (IRA) than the law...
Required Minimum Distributions from Non-Liquid Assets
01/16/2014What is a Required Minimum Distribution or an RMD? At age 72 (unless it is a Roth IRA), people are required to...
The Basics of Private Lending In Your IRA
01/08/2014What is a Private Mortgage? Private Mortgages provide investors substantial returns at interest rates that are...
Checkbook IRA vs. Real Estate IRA
08/29/2013They are called self-directed IRAs for a reason, because YOU control where to move your money and what to invest it...
Unrelated Business Income Tax
05/06/2013One of the most complicated areas of self-directed IRAs is Unrelated Business Income Tax (UBIT). It is commonly...
Top 10 Real Estate Do’s and Don’t’s
03/25/2013There are a lot of things to keep in mind when you are thinking of investing in real estate with your IRA, but we...
