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Learn About Self-Directed Retirement Accounts, Alternative Assets, & More!
Are you looking to learn about self-directed retirement accounts or alternative assets? Dive into the Midland blog! Midland regularly posts articles on various topics within the financial, self-directed IRA, and alternative asset industries. Check out all of our articles below.
Can’t find what you’re looking for? Contact Midland Trust to suggest a new article topic for our blog & to have your questions answered by one of our experts.
For information regarding 1031 exchanges, view the Midland 1031 blog, contact Midland 1031 or visit www.midland1031.com.
Midland Found Ways to Serve Its Communities in the Hardest Year Yet
01/14/2021Where to start? 2020 certainly threw everyone for an unexpected loop. In March of last year, it became apparent...
Sarasota Real Estate Is Booming for Investors
01/07/2021Sarasota has developed as Florida’s cultural hub, long known for its vibrant arts community, tasty restaurants,...
Individual 401(k) Plans – Investment Benefits and Qualifications
12/08/2020As an experienced custodian, we have seen over 10,000 clients purchase real estate in their IRAs. Whether you are...
Fair Market Valuation for Alternative IRA Assets
12/03/2020Ever wonder how to calculate required minimum distributions? Or how the IRS knows what amount to tax you on an...
2021 IRA Contributions – Start Planning Now
11/19/2020Good news about 2021 IRA contribution limits? Not exactly… I wish I could jump up and down and tell you that...
Required Minimum Distributions (RMD) in an IRA: The Basics
11/12/2020If you have a Traditional IRA and you are 72, you have a required minimum distribution or RMD. For every pre-tax...
Single-Member LLC – Checkbook Control in Your Self-Directed IRA
11/05/2020Self-directed retirement plans offer flexibility to investors. There are several strategies that investors can...
Real Estate and UDFI Tax
10/29/2020Unrelated Debt-Financed Income (UDFI) Tax: What Real Estate Investors Need to Know WHAT IS UNRELATED DEBT-FINANCED...
Dealing With Student Loans
10/22/2020We hear it over and over that student loans are at all-time highs. Student loans prohibit Millennials from getting...
Credit Card Debt Management Tips
10/01/2020Many of us did not learn how to budget in college or from our parents. This vital life lesson is a rude awakening,...
SEC Announces New Accredited Investor Status
09/24/2020In August 2020, the Securities and Exchange Commission (SEC) adjusted their definition of an “accredited investor”...
Tips to Avoid A Millennial Saving Crisis
09/17/2020Student loan debt is at an all-time high of around 1.4 trillion dollars. The cost of going to college has...
Budgeting With the Goal to Save and Invest for Millennials
09/10/2020Budgeting can be an essential tool for financial success. Many personal finance experts suggest creating a budget...
Lend Money From Your Retirement Account
09/03/2020How to Lend Money from Your IRA Yes, you can lend money from your retirement account. It’s called hard money...
Florida Self-Directed IRAs
08/31/2020Investors in Florida have utilized self-directed IRAs as a tax strategy when buying and selling investments for...
Changes to Inherited IRAs in 2020
06/18/2020When the time comes for a beneficiary to take over the assets of their loved one’s IRA, one of the options is...
Sanibel Real Estate Investment Strategies
08/28/2020Sanibel and Captiva Islands (SanCap) are known for their beautiful beaches. They also have some of the...
Budgeting Made Simple for Millennials
08/27/2020Adulting is a term Millennials like to use when life hits you hard, wishing you could relive the days of being a...
Health Savings Account: a Triple Tax Advantage
08/20/2020Health Savings Accounts A Health Savings account (HSA) is a tax-exempt account that will allow you to pay for a...
Bitcoin Investing Options, Including IRAs
08/13/2020What Is Bitcoin? By now, everyone should have heard of Bitcoin at some point in the last few years. If you can...
Tips to Handle Your Inheritance
08/06/2020Baby Boomers are currently the wealthiest generation in history. But going forward, the Gen-Xers and Millennials...
Utilizing Non-Recourse Loans in Your Self-Directed Retirement Plan
07/30/2020Self-Directed retirement plans grant investors access to a vast number of investment opportunities. Something that...
Foreign Investing in an IRA
07/23/2020Diversification is the key to investment success. If your current portfolio holds a variety of publicly traded...
Helping Your Child Build Wealth
07/09/2020Budgeting, managing debt, saving for big purchases (such as a house or car), and saving for retirement are part of...
3 Last-Minute Ways to Reduce Taxes
06/11/2020With the tax deadline extended to Wednesday, July 15th, you still have time to reduce your tax bill. Here are three...
Investing in Space
06/05/2020Could space be the next stock boom? Investing in space carries substantial risks and rewards as the industry is...
How to Invest in Gold and Silver in an IRA
05/29/2020Most financial professionals across the globe agree that asset diversification can be a key to success. A...
INVESTING IN REAL ESTATE WITH YOUR CHILDREN
05/21/2020I learned about investing when my father introduced me to his brokerage account at a young age. It was through him...
We Are Midland – Our Values, Goals, and Mission
05/14/2020WHO WE ARE At Midland Trust, we want to tell you who we are and that you, our clients, are important to us. OUR...
TRADING COMMODITIES IN RETIREMENT ACCOUNTS
05/08/2020With the uncertainty and ever-changing nature of the stock market, commodities trading has become much more...
IRA Investment Scams and Fraud Prevention
05/06/2020With the Pandemic of 2020, there have and will be significant changes in our lives. These changes create...
Top 7 RMD Changes With the CARES Act
05/04/2020With turning 72 (or 70 1/2 prior to December 31, 2019), you’re normally required to make annual distributions...
Ideas for Finding Real Estate Investments for Your IRA
04/30/2020So you want to purchase real estate in your IRA account? Most people do not even know that you can do this. Yes,...
Loan Money Like a Bank
04/23/2020Wouldn’t it be nice to be a bank and lend money out for a 30-year mortgage at a fixed rate of return secured by the...
A Big Unknown Secret From Uncle Sam
04/16/2020With the removal of stretch IRAs from the SECURE ACT passed this year, Inherited IRAs by non-spouses now need to be...
Tips for Utilizing E-Signatures
04/02/2020The world is going electronic. From IRA applications to real estate contracts – almost all of what was...
Creating a Strategic Partnership With Midland
03/19/2020Raising capital can be a daunting task that involves many phone calls, networking, and paperwork. Not to mention a...
Financial Professionals: How to Choose an IRA Custodian
02/13/2020We know that when choosing a self-directed custodian, you are faced with many choices. We often get asked, why...
Alternative Investment Custody Solutions With Non-Retirement Money
02/10/2020Since 2002, Midland Trust Company has been a leader in alternative investments within IRA accounts. Our goal has...
Options for Taking An RMD When Your Account is Illiquid
02/06/20202020 brings changes to the Required Minimum Distribution rules, such as anyone under 70.5 may now wait until they...
Are You Getting the Most of Your Midland Client Portal?
01/30/2020As a self-directed IRA custodian, Midland is all about putting the tools for financial freedom in your hands. Your...
2020 Charitable Focus: Midland Serves Retirees
01/22/2020At Midland, we know how important it is to be an active part of the communities we serve. Being part of a company...
Trading Futures and Forex in a Retirement Account
01/16/2020Most investors are looking to maintain their current standard of living once they reach the golden years of...
2020 IRA Contribution Limits
10/29/2019Self-directed IRAs are a great way to save for retirement while deferring taxes on alternative investments like...
Roth IRAs and What You Need to Know
02/22/2019You may be asking what a Roth IRA is, and what the basic requirements are to have one. Eligibility for a Roth...
Raising Capital Using Self-Directed IRA Funds
02/07/2019If your firm is raising capital, you can employ strategies to include accepting investments from self-directed...
Tips to Improve Your Password
01/28/2019Your password is one of the most important layers of your personal information security. It is typically the only...
What are the 2019 Retirement Plan Contribution Limits?
01/16/2019Each year, we have to watch for changes to retirement plan from the IRS, specifically the retirement plan...
Comparing 529 Plans to Education Savings Accounts
04/13/2018One of the most important gifts you can give any child is the financial ability to achieve a higher education. Many...
What are Qualified Expenses for Health Savings Accounts?
03/27/2018Health savings plans (HSAs) are excellent accounts for those who want to take advantage of tax-exemptions for...
Fair Market Valuations
02/22/2018Every year, the IRS requires a report of the value of your IRA assets. This is not a requirement only for...
Top 3 Reasons to Use a Self-Directed IRA LLC to Invest
01/25/2018Single-Member LLCs used to invest in an IRA are also known as checkbook or checkbook control IRAs. Often called a...
Building Wealth with Private Lending Investments in Your IRA
10/26/2017A self-directed IRA opens the door to a variety of alternative investment possibilities to build retirement wealth....
Raising Capital for Start-Up Ventures Using Self-Directed IRAs
09/21/2017Are you on the search for funds for your ventures, but having no luck? Then search no more! Anyone with an IRA can...
Earn Tax-Free Income on Rental Property in Your IRA
05/22/2017The savvy individual knows a thing or two about how IRAs provide tax-advantaged savings for retirement. You may...
What Is a Real Estate IRA?
05/17/2017Have you ever heard about real estate investing with IRAs? Did you know you can use retirement funds to invest...
Top 10 Real Estate IRA Questions Answered
05/15/2017Midland is usually asked the same questions about how people can use retirement funds for real estate IRA investing...
What Is a Self-Directed IRA?
05/12/2017Most people understand traditional and Roth IRAs, 401(k)s, and even SEP and SIMPLE plans for small business owners....
Parking Your Future Retirement Home in Your IRA
12/06/2016What happens when you find your perfect retirement home, but you are not quite ready to retire? Many real estate...
The Difference Between IRA Transfers and Rollovers
10/27/2016If you have an existing retirement plan and want to move those funds into a self-directed account, rest assured you...
Investing in Futures and Forex with Your IRA
10/20/2016Creating and funding a futures or foreign exchange trading (forex) account in your self-directed IRA is a...
Investing in Private Mortgages and Notes with Your IRA
10/18/2016Lending funds is one way smart investors earn income. While everyone knows you can personally loan someone money...
14 Tips for Vacation Rental Property Investments in Your IRA
10/06/2016Rental property is a common asset investors use to make income. Vacation rental property investments have the...
Naming a Trust vs. Your Spouse as Beneficiary of Your IRA
09/26/2016Deciding whether to name a trust as a primary beneficiary for your IRA over your spouse is not an uncommon concern...
IRA Transfer Process
05/24/2016A “transfer” is a movement of funds between two IRA’s. These type of transactions do not have to be reported to the...
Top 10 Facts About Self-Directed IRAs
05/17/2016Self-directed IRAs and other plans are popular tools savvy investors use to create diversity by investing in...
Self-Directed IRA Administration Fees – What Am I Paying For?
04/26/2016There have been several occasions over the years where a client of Midland Trust asks us questions about our...
Partnering to Purchase Investment Real Estate with Your Self-Directed IRA
02/26/2016With the fluctuations in the public markets, a lot of investors are looking for alternatives to place their money...
Investing in Oil and Gas using a Self-Directed IRA
02/10/2016Self-directed IRAs have become a popular investment vehicle for investors looking to purchase alternative assets...
Financial Advisors Gain Access to Private Equity Using Alternative Investment Platforms
08/03/2015Alternative investment platforms are giving financial advisors access to private-equity investments that typically...
Benefits of a Roth IRA Over a 529 Plan for Educational Savings
07/02/2015Rising tuition rates may make it harder to attend the university of your choice. There are savings accounts...
Taking on Debt in a Self-Directed IRA
06/19/2015Most people do not realize that an IRA can actually borrow money and take on debt. IRS regulations require that the...
Benefits of an Individual K Plan with Midland Trust
01/23/2015If you are self-employed or a small business owner then you may want to consider a Midland Trust Individual K Plan....
Options for Funding Real Estate Investments in Your Self-Directed IRA
12/04/2014Real estate is one of the most popular alternative assets permissible in a self-directed IRA. When you fund real...
Does My IRA Need to Form a Company (i.e. LLC) to Purchase Assets?
11/21/2014The one investment type that has remained constant among our clients over the years is LLC investments. An LLC is a...
Who is Considered a Disqualified Person and Who Can Your Self-Directed IRA Partner With?
11/19/2014Sometimes understanding who your IRA can and can’t do business with is confusing. Who is considered a disqualified...
REIT Friendly Retirement Accounts – The Freedom to Invest in What You Know Best
08/27/2014While REITs have many benefits for investors, what is not known is that they can be a nice addition to your IRA...
Forex Trading in Your Self-Directed IRA
06/24/2014Forex is a common abbreviation for “foreign exchange”. According to a report issued every three years by the Bank...
How do I correct Excess IRA contributions?
04/09/2014An excess contribution occurs when you put more money into your individual retirement account (IRA) than the law...
Required Minimum Distributions from Non-Liquid Assets
01/16/2014What is a Required Minimum Distribution or an RMD? At age 72 (unless it is a Roth IRA), people are required to...
The Basics of Private Lending In Your IRA
01/08/2014What is a Private Mortgage? Private Mortgages provide investors substantial returns at interest rates that are...
Checkbook IRA vs. Real Estate IRA
08/29/2013They are called self-directed IRAs for a reason, because YOU control where to move your money and what to invest it...
Unrelated Business Income Tax
05/06/2013One of the most complicated areas of self-directed IRAs is Unrelated Business Income Tax (UBIT). It is commonly...
Top 10 Real Estate Do’s and Don’t’s
03/25/2013There are a lot of things to keep in mind when you are thinking of investing in real estate with your IRA, but we...
