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Learn About Self Directed Retirement Accounts, Alternative Assets, General IRA Information, & More!
Are you looking to learn about self directed retirement accounts or alternative assets? Dive into the Midland blog! Midland regularly posts articles on various topics within the financial, self directed IRA, and alternative asset industries. Check out all of our IRA articles below.
Can’t find what you’re looking for? Contact Midland Trust to suggest a new article topic for our blog & to have your questions answered by one of our experts.
For information regarding 1031 exchanges, view the Midland 1031 blog, contact Midland 1031 or visit www.midland1031.com.
Top Tips for Investment Safety in Your Self-Directed IRA
04/27/2022When choosing to invest in a self-directed IRA, it is important to do your due diligence when picking an investment; ...
IRS Form 5498: IRA Contributions Questions and Answers
04/20/2022As the tax filing deadline approaches, people have questions about the forms and filing requirements related to their...
Midland Trust Fort Myers has Moved
04/12/2022Midland is excited to announce the move to our new headquarters in Fort Myers, FL! On March 21st, we officially moved...
Midland Helps Keep Lee County Beautiful
03/21/2022At Midland we love to volunteer and give back to the community. Midland is known for making donations and volunteerin...
Meet Our New Midland IRA President
01/18/2022Meet Our New Midland IRA President, Brandon Hall We are pleased to announce Brandon Hall as the IRA Company’s Preside...
2021 Year-End Tax Planning Tips
12/02/2021It’s time to start thinking about year-end tax planning. 2021 is coming to a close, and there is no better time to st...
Cryptocurrency IRA for Beginners
10/29/2021As cryptocurrency grows in popularity, we are seeing that trend grow in self-directed IRAs as well. Investors look at...
New Article Featured on Forbes
10/26/2021Did you see our latest article on Forbes? Brandon Hall, Chief Operating Officer of Midland Trust, wrote an article di...
Bitcoin ETF in a Self-Directed IRA
10/19/2021Changes are coming fast in the cryptocurrency world. Starting this week, clients will be able to hold a new Bitcoin E...
Congress’ Proposed IRA Changes Causing Confusion for Clients
10/18/2021In the last four weeks, Congress has proposed legislation that would dramatically affect the retirement accounts of m...
Dear President Biden and Senator Wyden – I AM NOT PETER THIEL!
10/01/2021Everyone is mad at Peter Thiel. I am angry at him; he understood and used the system that now seems to be forcing an ...
Congress Does Not Understand Benefits of Single Member LLCs in IRAs, Oppose Section 138315
09/29/2021As you may have heard, the House Ways and Means Committee has proposed restrictive measures for IRA account holders i...
Congress Wants to Limit Choice and Growth in Your Self Directed IRA
09/24/2021For the first time in the history of the United States, Congress is proposing the forced distribution of IRA accounts...
Congress Takes Aim at Retirement Saving
09/17/2021Rather suddenly and without warning, a proposal to limit and control IRA accounts has been added in the House Ways an...
Support Local Businesses With an IRA
09/02/2021The pandemic affected many small businesses with lockdowns and mandates. Companies had to adjust on the fly, temporar...
Midland Crece a Través de la Tecnología y Su Personal Para Brindar Un Mejor Servicio a Los Clientes
08/26/2021En Midland siempre estamos encontrando formas de diferenciarnos de nuestros competidores. Escuchamos las recomendacio...
Midland Grows Through Technology and Staff to Better Serve Clients
08/26/2021At Midland, we are always finding ways to differentiate ourselves from our competitors. We listen to our clients’ fee...
Midland Trust Supports Chicago Police
08/19/2021Midland Trust is proud to support the Chicago Police Memorial Foundation. Bulletproof vests worn by police officers n...
Unique Investments in IRAs in 2021
07/29/2021Self-directed IRAs are downright fantastic. They let you invest in almost any type of passive investment. Clients can...
SIMPLE IRA – A Complete Guide
06/10/2021What Is a SIMPLE IRA? SIMPLE IRA stands for Savings Incentive Match Plan for Employees (SIMPLE) Individual Retirement...
Futures and Forex Trading in an IRA – The Midland Process, Explained
06/03/2021The process of futures and forex can seem hard at first. But, after breaking it down, you begin to see a clearer pict...
SEP IRA – A Complete Guide by Midland Trust
05/27/2021What Is a SEP IRA? SEP IRA stands for Simplified Employee Pension (SEP) Individual Retirement Account (IRA). A SEP is...
Midland Improves Its Transaction Efficiency Standards With Company-Wide Goals
04/22/2021Midland prides itself on being the most responsive IRA custodian in the industry. And, despite the busiest quarter we...
Retirement Plans for Small Business Owners
04/08/2021Available Retirement Plan Options for Small Business Owners Choosing from available retirement plan options for your ...
Self Directed IRA Fee Comparison
03/25/2021The Difference Between Midland and Other IRA Firms Over the years, a few clients have asked questions about our admin...
HSA – the Secret IRA Wealth Builder
03/18/2021Do you want to know the best ways to build wealth for retirement? There are many ways to generate tax-deferred growth...
How to Onboard Investors to Your New Fund
03/11/2021As fund managers bringing investors to commitment, you need a robust investor onboarding process in place. This assur...
Real Estate IRA Funds Accounting
02/25/2021Self-directed retirement accounts that hold real estate are commonly called real estate IRAs. The administration and ...
Invest in Plant-Based Industries with a Self-Directed IRA
02/18/2021Plant-based foods are becoming more popular. I read Fiber Fueled, a book on health effects based on the foods we eat....
Will Investment Advisors Soon Be Held to the Same Standards as Banks?
02/11/2021Hedge fund manager and registered investment advisor policies may be subject to a new set of rules aimed at reporting...
Water Is Now a Tradable Commodity
02/04/2021The Chicago Mercantile Exchange Group (CME Group) is a leader in Futures Trading. The group recently announced that w...
Self-Directed IRA Investments Guide – New Year, New Investment
01/21/2021Happy New Year! We are all hoping to start fresh this year. As a result, we put some self-directed IRA investment inf...
Midland Found Ways to Serve Its Communities in the Hardest Year Yet
01/14/2021Where to start? 2020 certainly threw everyone for an unexpected loop. In March of last year, it became apparent that ...
Sarasota Real Estate Is Booming for Investors
01/07/2021Sarasota has developed as Florida’s cultural hub, long known for its vibrant arts community, tasty restaurants, uniqu...
Individual 401(k) Plans – Investment Benefits and Qualifications
12/08/2020As an experienced custodian, we have seen over 10,000 clients purchase real estate in their IRAs. Whether you are new...
Fair Market Valuation for Alternative IRA Assets
12/03/2020Every year, the IRS requires a report of the value of your IRA assets. Fair market valuation (FMV) is not only a requ...
2021 IRA Contributions – Start Planning Now
11/19/2020Good news about 2021 IRA contribution limits? Not exactly… I wish I could jump up and down and tell you that IRA cont...
Required Minimum Distributions (RMD) in an IRA: The Basics
11/12/2020If you have a Traditional IRA and you are 72, you have a required minimum distribution or RMD. For every pre-tax reti...
Real Estate and UDFI Tax
10/29/2020Unrelated Debt-Financed Income (UDFI) Tax: What Real Estate Investors Need to Know WHAT IS UNRELATED DEBT-FINANCED IN...
Dealing With Student Loans
10/22/2020We hear it over and over that student loans are at all-time highs. Student loans prohibit Millennials from getting ah...
Credit Card Debt Management Tips
10/01/2020Many of us did not learn how to budget in college or from our parents. This vital life lesson is a rude awakening, an...
SEC Announces New Accredited Investor Status
09/24/2020In August 2020, the Securities and Exchange Commission (SEC) adjusted its definition of an “accredited investor” for ...
Tips to Avoid A Millennial Saving Crisis
09/17/2020Student loan debt is at an all-time high of around 1.4 trillion dollars. The cost of going to college has dramaticall...
Budgeting With the Goal to Save and Invest for Millennials
09/10/2020Budgeting can be an essential tool for financial success. Many personal finance experts suggest creating a budget as ...
Lend Money From an IRA or Other Retirement Account
09/03/2020How to Lend Money from Your IRA Yes, you can lend money from your retirement account. It’s called hard money lending,...
Florida Self-Directed IRAs
08/31/2020Investors in Florida have utilized self-directed IRAs as a tax strategy when buying and selling investments for over ...
Changes to Inherited IRAs in 2020
06/18/2020When the time comes for a beneficiary to take over the assets of their loved one’s IRA, one of the options is to open...
Sanibel Real Estate Investment Strategies
08/28/2020Sanibel and Captiva Islands (SanCap) are known for their beautiful beaches. They also have some of the world’s most u...
Budgeting Made Simple for Millennials
08/27/2020Adulting is a term Millennials like to use when life hits you hard, wishing you could relive the days of being a kid ...
Health Savings Account: a Triple Tax Advantage
08/20/2020Health Savings Accounts A Health Savings account (HSA) is a tax-exempt account that will allow you to pay for a diver...
Bitcoin Investing Options, Including IRAs
08/13/2020What Is Bitcoin? By now, everyone should have heard of Bitcoin at some point in the last few years. If you can recall...
Tips to Handle Your Inheritance
08/06/2020Baby Boomers are currently the wealthiest generation in history. But going forward, the Gen-Xers and Millennials are ...
Utilizing Non-Recourse Loans in Your Self-Directed Retirement Plan
07/30/2020Self-Directed retirement plans grant investors access to a vast number of investment opportunities. Something that in...
Foreign Investing IRA
07/23/2020Diversification is the key to investment success. If your current portfolio holds a variety of publicly traded securi...
Helping Your Child Build Wealth
07/09/2020Budgeting, managing debt, saving for big purchases (such as a house or car), and saving for retirement are part of th...
3 Last-Minute Ways to Reduce Taxes
06/11/2020With the tax deadline extended to Wednesday, July 15th, you still have time to reduce your tax bill. Here are three s...
Investing in Space
06/05/2020Could space be the next stock boom? Investing in space carries substantial risks and rewards as the industry is relat...
How to Invest in Gold and Silver in an IRA
05/29/2020Most financial professionals across the globe agree that asset diversification can be a key to success. A self-direct...
INVESTING IN REAL ESTATE WITH YOUR CHILDREN
05/21/2020I learned about investing when my father introduced me to his brokerage account at a young age. It was through him th...
We Are Midland – Our Goals, Values, and Mission
05/14/2020WHO WE ARE At Midland Trust, we want to tell you who we are and that you, our clients, are important to us. Learn abo...
Trading Commodities in Retirement Accounts
05/08/2020With the uncertainty and ever-changing nature of the stock market, commodities trading has become much more attractiv...
Prevent IRA Investment Scam and Fraud
05/06/2020With the Pandemic of 2020, there have and will be significant changes in our lives. These changes create opportunitie...
Top 7 RMD Changes With the CARES Act
05/04/2020With turning 72 (or 70 1/2 prior to December 31, 2019), you’re normally required to make annual distributions from yo...
Ideas for Finding Real Estate Investments for Your IRA
04/30/2020So you want to purchase real estate in your IRA account? Most people do not even know that you can do this. Yes, you ...
Loan Money Like a Bank
04/23/2020Wouldn’t it be nice to be a bank and lend money out for a 30-year mortgage at a fixed rate of return secured by the p...
A Big Unknown Secret From Uncle Sam
04/16/2020With the removal of stretch IRAs from the SECURE ACT passed this year, Inherited IRAs by non-spouses now need to be f...
Tips for Utilizing E-Signatures
04/02/2020The world is going electronic. From IRA applications to real estate contracts – almost all of what was previously dau...
Creating a Strategic Partnership With Midland
03/19/2020Raising capital can be a daunting task that involves many phone calls, networking, and paperwork. Not to mention a go...
Financial Professionals: What to Consider When You Choose IRA Custodians
02/13/2020We know that when choosing a self directed IRA custodian, you are faced with many choices. We often get asked, why sh...
Alternative Investment Custody Solutions With Non-Retirement Money
02/10/2020Since 2002, Midland Trust Company has been a leader in alternative investments within IRA accounts. Our goal has been...
Options for Taking An RMD When Your Account is Illiquid
02/06/20202020 brings changes to the Required Minimum Distribution rules, such as anyone under 70.5 may now wait until they tur...
Are You Getting the Most of Your Midland Client Portal?
01/30/2020As a self-directed IRA custodian, Midland is all about putting the tools for financial freedom in your hands. Your Mi...
2020 Charitable Focus: Midland Serves Retirees
01/22/2020At Midland, we know how important it is to be an active part of the communities we serve. Being part of a company tha...
Trading Futures and Forex in a Retirement Account
01/16/2020Most investors are looking to maintain their current standard of living once they reach the golden years of retiremen...
Roth IRAs and What You Need to Know
02/22/2019You may be asking what a Roth IRA is, and what the basic requirements are to have one. Eligibility for a Roth depends...
Raising Capital Using Self-Directed IRA Funds
02/07/2019If your firm is raising capital, you can employ strategies to include accepting investments from self-directed IRAs. ...
Tips to Improve Your Password
01/28/2019Your password is one of the most important layers of your personal information security. It is typically the only bar...
Comparing 529 Plans to Education Savings Accounts
04/13/2018One of the most important gifts you can give any child is the financial ability to achieve a higher education. Many p...
What are Qualified Expenses for Health Savings Accounts?
03/27/2018Health savings plans (HSAs) are excellent accounts for those who want to take advantage of tax-exemptions for contrib...
Top 3 Reasons to Use a Self Directed IRA LLC to Invest
03/01/2020Single-Member LLCs used to invest in an IRA are also known as checkbook or checkbook control IRAs. Often called a sel...
Building Wealth With Private Lending Investments In Your IRA
10/26/2017A self-directed IRA opens the door to a variety of alternative investment possibilities to build retirement wealth. O...
Earn Tax-Free Income on Rental Property in Your IRA
05/22/2017The savvy individual knows a thing or two about how IRAs provide tax-advantaged savings for retirement. You may even ...
What Is a Real Estate IRA?
05/17/2017Have you ever heard about real estate investing with IRAs? Did you know you can use retirement funds to invest houses...
Top 10 Real Estate IRA Questions Answered
05/15/2017Midland receives the same questions about investing in real estate with retirement funds. In this article, we answer ...
What Is a Self-Directed IRA?
05/12/2017Most people understand traditional and Roth IRAs, 401(k)s, and even SEP and SIMPLE plans for small business owners. B...
Parking Your Future Retirement Home in Your IRA
12/06/2016What happens when you find your perfect retirement home, but you are not quite ready to retire? Many real estate inve...
The Difference Between IRA Transfers and Rollovers
10/27/2016If you have an existing retirement plan and want to move those funds into a self-directed account, rest assured you w...
Investing in Futures and Forex with Your IRA
10/20/2016Creating and funding a futures or foreign exchange trading (forex) account in your self-directed IRA is a relatively ...
Investing in Private Mortgages and Notes with Your IRA
10/18/2016Lending funds is one way smart investors earn income. While everyone knows you can personally loan someone money for ...
14 Tips for Vacation Rental Property Investments in Your IRA
10/06/2016Rental property is a common asset investors use to make income. Vacation rental property investments have the potenti...
Naming a Trust vs. Your Spouse as Beneficiary of Your IRA
09/26/2016Deciding whether to name a trust as a primary beneficiary for your IRA over your spouse is not an uncommon concern an...
Top 10 Facts About Self-Directed IRAs
05/17/2016Self-directed IRAs and other plans are popular tools savvy investors use to create diversity by investing in alternat...
Partnering to Purchase Investment Real Estate with Your Self-Directed IRA
02/26/2016With the fluctuations in the public markets, a lot of investors are looking for alternatives to place their money in,...
Investing in Oil and Gas Using a Self-Directed IRA
02/10/2016Self-directed IRAs have become a popular investment vehicle for investors looking to purchase alternative assets outs...
Financial Advisors Gain Access to Private Equity Using Alternative Investment Platforms
08/03/2015Alternative investment platforms are giving financial advisors access to private equity investments. Typically, this ...
Benefits of a Roth IRA Over a 529 Plan for Educational Savings
07/02/2015Rising tuition rates may make it harder to attend the university of your choice. There are savings accounts available...
Taking on Debt in a Self-Directed IRA
06/19/2015Most people do not realize that an IRA can actually borrow money and take on debt. IRS regulations require that the d...
Benefits of an Individual K Plan with Midland Trust
01/23/2015If you are self-employed or a small business owner then you may want to consider a Midland Trust Individual K Plan. T...
Options for Funding Real Estate Investments in Your Self-Directed IRA
12/04/2014Real estate is one of the most popular alternative assets in a self-directed IRA (SDIRA). There are tax-sheltered ben...
Why Setup an LLC for Investing in an IRA?
11/21/2014The one investment type that has remained popular over the years is LLC investments. An LLC is a legal organization t...
Who is Considered a Disqualified Person and Who Can Your Self-Directed IRA Partner With?
11/19/2014Sometimes understanding who your IRA can and can’t do business with is confusing. Who is considered a disqualified pe...
REIT Friendly Retirement Accounts – The Freedom to Invest in What You Know Best
08/27/2014Real estate investment trusts (REITs) have many benefits for investors. REITs allow investors portfolio diversificati...
Trading Forex in IRAs Requires Three Parties
06/24/2014Forex is a common abbreviation for “foreign exchange.” According to a report issued every three years by the Bank of ...
How To Correct Excess IRA Contributions
04/09/2014An excess contribution occurs when you put more money into your individual retirement account (IRA) than the law allo...
Required Minimum Distributions from Non-Liquid Assets
01/16/2014What is a Required Minimum Distribution or an RMD? At age 72 (unless it is a Roth IRA), people are required to start ...
The Basics of Private Lending In Your IRA
01/08/2014What is a Private Lending? Private Mortgages provide investors large returns at quarterly to bi-annual compounded int...
Checkbook IRA vs Real Estate IRA
08/29/2013Checkbook vs Real Estate IRA They are called self-directed IRAs because YOU control where to move your money and what...
Unrelated Business Income Tax
05/06/2013One of the most complicated areas of self-directed IRAs is Unrelated Business Income Tax (UBIT). It is commonly calle...
Real Estate Investment Rules in IRA – Top 10 Do’s and Don’t’s
03/25/2013There are many real estate investment rules when investing with your IRA. We are here to help you every step of the w...
