Open a 401(k) Account

401(k) Retirees on Walk with Dog

Select Which Type of 401(k) You Would Like to Open:

Open a Midland Individual 401(k) Plan

If you are self-employed, have no employees, and want a plan where questions are answered, this is the plan for you. This is our most popular 401(k) plan because Midland handles the recordkeeping and administration. Midland also handles reporting annual distributions to the IRS. This is a great option if you want Midland to help guide you through the ins and outs of your plan. Midland ensures your plan is in compliance with IRS guidelines.

Open a Complete Control Individual 401(k) Plan

If you are self-employed, have no employees, and have experience managing the ins-and-outs of your Individual 401(k), this is the plan for you. This plan is a do-it-yourself approach to 401(k)s, where you are both the Employer and the Plan Administrator. You are responsible for the recordkeeping and cash flow of assets. You are responsible for handling and completing applicable tax reporting to the IRS. In this plan, Midland provides you with plan documents and you rely on your own expertise and the expertise of your accountant for questions.