If you are a current Midland Trust client, please click here to log in to your account. Looking for account resources? Click here.

View All

Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
Search in posts
Search in pages
Filter by Categories
Cryptocurrency Investing
ETC News
Featured Your Story
Investor Insights Blog
Managing Your Account
News and Trends
Precious Metals Investing
Private Equity and Entity Investing
Promissory Note Investing
Real Estate
Real Life Examples
Roth IRA
Self-Directed IRA Concepts
Small Business Plans
Tax Insights
Tax-Advantaged Accounts

Precious Metals IRA

Solid diversification option with a history of outshining traditional assets

Where to Start

Browse precious metals dealers to discover some of the many options available and begin the investing process.

What are Precious Metals?

Precious metals, including gold, silver, platinum, and palladium, are rare metals that are bought and sold in various forms. Their value is due to various factors, including scarcity, industrial demand, and their function as a store of value.

Provided they meet minimum fineness requirements1, these metals can be held in an IRA or other retirement account. Acceptable forms include:

gold bars can be in a gold IRA

Gold Bars

gold bars or sliver bars

Silver Bars

platinum bars

Platinum Bars

palladium bars

Palladium Bars

American Eagle coins

American Eagle Coins 2

gold, silver, platinum, and palladium coins can be held in an IRA

Other Gold, Silver, Platinum, and Palladium Coins

Precious Metals IRA:
How to Get Started with an Equity Trust Account

1

Open and Fund Equity Trust Account

One of our specialized counselors will walk you through the process, or you can do it online with myEQUITY.

2

Identify Your Investment

3

Direct Equity Trust to Fund Your Investment

Submit a request to Equity Trust to initiate your purchase – your precious metals dealer can help with this.

Why Invest with a Precious Metals IRA?

Looking for a diversification option that’s not tied to the public market performance and has fared well against inflation and economic uncertainty?

The precious metals asset class is considered a ‘haven’ in times of turbulence. In any financial conditions, using a retirement account to invest in gold and other precious metals can reduce or eliminate your taxes on any profits.

Protecting Your Precious Metals Investment: Depositories

With a precious metals IRA, it’s important that you do not take possession of the metals, per IRS rules. We work with the nation’s leading depositories to ensure secure storage and protection of your investment. You and/or your dealer will choose one of the following depositories to store your metals:

  • A-Mark Global Logistics, Loomis Intl (AMGL)
  • Delaware Depository (DDSC)
  • International Depository Services (IDS)
  • Brink’s

What Investors are Saying About Precious Metals IRAs at Equity Trust

Ed Hodson

Director, Self-Directed Retirement Accounts, GoldDealer.com

“Our salespeople are relieved when they find out a client has chosen Equity Trust for their custodian, because they know the transaction will be speedy, simple, and headache-free.”

Robert H.

Equity Trust Client

“I have worked with Equity Trust for over 13 years and have found them to be professional in both my original precious metals 401(k) and then self- directed real estate 401(k)… Their response and support has helped me with my investments.”

Holly P.

Equity Trust Client

“I’m so glad we moved our money to a self-directed IRA. We have more control over where and what our money is invested in.”

More Precious Metals IRA Investing Education

15-MINUTE GUIDE TO INVESTING IN PRECIOUS METALS

Learn how it works, precious metals investing rules, and how to get started.

SELF-DIRECTED ACCOUNTS

Browse the tax-advantaged accounts and find one that matches your savings goals – from retirement to education to health care savings.

PRECIOUS METALS IN AN EQUITY TRUST ACCOUNT: FAQs

Dig deeper into how metals investing works in a retirement account.


1 Bars and rounds produced by manufacturers accredited by Nymex/Comex, LME, LBMA, LPPM, TOCOM, NYSE/Liffe/CBOT, and ISO-9000 or a national mint. The minimum fineness for bars are: Gold .995+ Silver .999+ Platinum .9995+ Palladium .9995+
2 Coins, including the American Eagle, that have undergone “certification” (also known as “slabbed” coins) are not acceptable in IRAs at this time.