Invest in Alternative Assets Tax-Free

Open a self-directed IRA today! Opening an account is quick and easy using our online application. Not sure what investments you’re interested in yet? That’s not a problem! You can get your account open and funded until you decide on the investment that is right for you.

Questions? Call 239-333-1033

What is a self-directed IRA? A self-directed IRA is a retirement account that allows you to invest in alternative investments outside of the stock market. Your current IRA Administrator may allow you to choose your stock investments, but what makes an IRA “self-directed” are the investment options. You are in complete control of your investment decisions and have a lot more options to diversify your retirement portfolio.

What alternative investments can I purchase? With a Midland Trust self-directed IRA the investment options are endless and you are not limited to just stocks and bonds. Popular self-directed IRA investments include:

What types of IRA accounts are able to be self-directed? All of our accounts at Midland Trust can be self-directed. Some account types we offer are:

  • Traditional IRAs
  • Roth IRAs
  • SEP IRAs
  • SIMPLE IRAs
  • Individual 401(k)s
  • Education Savings Accounts (ESA)
  • Health Savings Accounts (HSA)

Read about the different account types here:
https://www.midlandtrust.com/self-directed-ira/types-of-retirement-accounts/

How can I fund my retirement account? There are a few ways to fund your self-directed IRA. You can make a cash contribution each year, which depending on your account type may be tax-deductible. If you already have an IRA somewhere else, you can do an IRA to IRA transfer, or you can do a direct rollover from an old 401(k).

What if I already have a retirement account that’s invested in the stock market? Can I have more than one retirement account? The great thing about IRAs is that you can have more than one! An investment strategy is diversification. Meaning you can keep your IRA open and invested in stocks and bonds, while also having a self-directed IRA that is invested in alternative investments such as real estate, private equity, and Bitcoin.

What are the costs? Unlike IRAs and 401(k)s that are invested in the stock market and charge you commissions based on your investments, Midland charges just one flat annual fee and only $50 to get your account set up!

Ready to start diversifying your retirement portfolio?

Questions? Call 239-333-1033